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Professional Business Liability Insurance (Errors and Omissions Insurance)

Business owners providing professional advice or professional services should consider professional liability insurance. Professions could include consultants, insurance agents, brokers, certified public accountants and attorneys.

This type of coverage is also known as errors and omissions insurance or e&o insurance and in the medical field for doctors, dentists and chiropractors etc it is referred to as malpractice insurance.

Depending on your profession, your state government may stipulate that you carry this type of insurance. For example, physicians are required to purchase malpractice insurance in certain states.

Although this type of insurance coverage is more associated with the medical field, if you are providing a service for a fee you should consider a professional liability insurance policy.

Even companies or individuals providing such services as advertising, printing, web hosting and catering have errors and omissions exposure if projects are not completed on time and the clients suffers in some manner.

The coverage protects your business or you individually against errors and negligence by you, your employees, temporary staff or independent contractors while servicing your customers.

Most e & o policies cover judgments, settlements and defense costs. Even if allegations are groundless, it is an expensive proposition to defend a lawsuit.

Everyone makes mistakes so it is better to be safe than sorry. One single claim against you could ruin you or your business.

Professional Liability Insurance—Should You Get Coverage?

Find out today what your options are with a no obligation, discussion of your professional liability. We can also provide free insurance quotes.

As business conditions change, we recommend that your policy be reviewed on an annual basis to ensure that your coverage is adequate. We are happy to provide the review free of charge.

At we have strong relationships with leading carriers in the country for product liability insurance. That gives us the contacts, knowledge and resources to research the right provider at the right price to provide the best professional liability insurance (errors and omissions insurance) for your company.