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Home-Based Business Insurance

As an entrepreneur starting a home based business, insurance is probably one of the last items on your list. After all you already have coverage with homeowner's or renter's insurance, right?

Perhaps not! Most home homeowners' insurance policies do not generally cover home-based business losses and you will need to purchase a home based business insurance policy.

Depending on your type business, you may be able to add a rider to your existing homeowners' policy but in general there is little or no coverage for a home-based business.

Furthermore if you file a homeowner's claim for a loss based on an undisclosed home-based business it may be denied with the possibility of the carrier canceling the policy.

What happens if a client is visiting your home-based business and gets injured in some manner? Or if a delivery driver slips and hurts himself while dropping off a business package? These events are not covered by a regular homeowner’s insurance.

Home-based business insurance is a wise investment for your protection. Without it, the amount of you could be catastrophic.

Don't Forget Your Car!

Insurance for your car or truck is another area that sometimes falls through the cracks if you are using your vehicle for business purposes. For instance if you use your vehicle for picking up supplies, delivering orders or visiting customers we can make sure that your automobile insurance will protect you if any accidents occur while you're on business.

Home-Based Business Insurance Rates and Plans

If you’re already up and running or looking at getting started call us to discuss your home-based business and free insurance quotes.

Hopefully your business will grow, and when it does we recommend that your policy be reviewed on an annual basis. This is will make sure that your coverage is adequate. We are happy to provide the review free of charge.

At we have strong relationships with leading home-based business insurance carriers in the country. That gives us the contacts, knowledge and resources to research the right provider at the right price to provide the best solution for your growing enterprise.